Jewellery Savings Schemes

At Shanmuga Jewellery, we understand that jewellery is more than an accessory — it is an emotion woven into celebrations, relationships and cherished memories. To make owning gold easier and rewarding, we bring you our exclusive savings schemes designed for every family, bride-to-be and jewellery lover. Start saving monthly, enjoy attractive benefits, and turn your savings into timeless jewellery effortlessly. Our schemes ensure transparency, value and growth, giving you a smart and secured way to plan for special moments like weddings, festivals and personal milestones.

✨ What We Offer

• Monthly Gold Savings Plan – Deposit monthly and redeem with bonus benefits on completion.
• Value Based Scheme – Save in rupees and shop for jewellery worth the accumulated value.
• Gram Based Scheme – Save in grams instead of money to beat rate fluctuations.
• Wedding & Festival Plan – Tailored scheme for future events and celebrations.
• Advance Booking Option – Secure today's gold rate and stay safe from price hikes.

Why Join Our Scheme?

• ✔ Easy monthly installments for every budget.
• ✔ Bonus or discount benefits at maturity.
• ✔ 100% value redemption for jewellery purchase.
• ✔ Safe and transparent savings with documentation.
• ✔ Best for planned purchases and long-term investment.
• ✔ Freedom to choose your favourite design on redemption.

Additional Benefits

• 💎 Special discounts during festive redemption.
• 💎 Early redemption option for emergencies.
• 💎 Higher value accumulation with long-term consistency.
• 💎 Exclusive preview access to new collections.
• 💎 Personal scheme manager assistance.

How It Works?

Choose a plan that suits your budget, make monthly deposits either online or directly at our store, and on completion of the scheme, redeem the entire saved amount for any gold/jewellery purchase. You can also combine savings with special festive offers for even better value.

Who Can Join?

• ➡ Individuals planning for future jewellery purchase.
• ➡ Parents saving for their children’s wedding.
• ➡ Couples planning anniversary jewellery.
• ➡ Gold investors who prefer secure savings.
• ➡ Anyone wishing to convert monthly savings into gold smartly.

Whether you want to buy jewellery for a special occasion or build a future investment, our savings schemes make it simple, flexible and rewarding. With every installment, you move closer to owning the jewellery you dream of — beautifully crafted, pure and precious. Visit our showroom or contact us to explore the perfect plan that suits your goal.

Begin today — turn monthly savings into lifelong value. ✨